Top Rated Mortgage Company In Dallas

If you have mortgage related questions, we have the answers.

Specializing in Dallas Loans

Randy Watkins is your premier mortgage expert located in Dallas, Texas. He prides himself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Randy can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

Happy family moving unpacking moving boxes

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success

  • I have known and worked with Randy on many transactions. The buyers always have positive feed back about his continuous communication, ability to answer all their questions, and being a... read more

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    JULIE HARPER Avatar JULIE HARPER
    October 17, 2025

    Randy is an exceptional individual! He truly cares about his clients and will go the extra mile to make sure you have a successful closing on your home! ... read more

    Wallace Chalmers Avatar Wallace Chalmers
    September 17, 2025

    ⭐️⭐️⭐️⭐️⭐️ Outstanding Lending Experience – Highly Recommend Randy Watkins! Working with Randy Watkins was an absolute pleasure from start to finish! He made what can often be a stressful and confusing process... read more

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    anthony souza Avatar anthony souza
    September 16, 2025

    Randy and his team are amazing. This is my 2nd time dealing with Randy on a purchase and he has exceeded expectations both times. He communicates swiftly and educates efficiently... read more

    Inocente Cobio Avatar Inocente Cobio
    September 12, 2025
  • Randy was wonderful to work with throughout the process of buying our second home. He walked me through the numbers multiple times and eased my mind as we made the... read more

    Melinda Pereda Avatar Melinda Pereda
    September 11, 2025

    Randy Watkins, Is a pro. We are extremely pleased with the guidance, process, and care provided during and after mortgage refinance. Highly recommended!

    Steve Morales Avatar Steve Morales
    June 17, 2025

    Despite this being our largest mortgage, Randy did an awesome job of taking the stress out of it. He truly has a passion for working with his clients. Will definitely... read more

    Shon Hanna Avatar Shon Hanna
    March 9, 2025

    As a first time home buyer, Randy Watkins got it done for me. The process was informative and very communicative the whole way. If you are looking for a mortgage... read more

    Micheal Gonzales Avatar Micheal Gonzales
    January 29, 2025
  • Randy and his staff are absolutely the best. As a first time home buyer I had no idea what I was doing. I luckily had the Va loan he took... read more

    Bradley Tuscana Avatar Bradley Tuscana
    January 24, 2025

    Randy has been absolutely amazing to work with! I sincerely appreciated his expertise in VA loans and willingness to go above and beyond for our clients. He made the process... read more

    Kaley Millender Avatar Kaley Millender
    January 22, 2025

    First time homebuyer and Randy assisted every step of the way! His timely communication and knowledge in the industry helped my wife and I understand the process at ease. Highly... read more

    Marco Reyes Avatar Marco Reyes
    October 3, 2024

    We have used Randy on several real estate deals and we can’t be happier with his level of expertise and desire to satisfy us as his clients. That is why... read more

    Ryan Heist Avatar Ryan Heist
    September 26, 2024